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Unsecured Business Lines of Credit

First Merchants Financial Services specializes in Unsecured Business Lines of Credit. These business lines of credit do not require collateral and include anything from smaller business credit card solutions up to individual lines of credit for $500,000. How much the business owner qualifies for depends on the credit profile and the size and profitability of the business. Start-up companies with no established revenue and a business owner or partner with a good credit file can expect to receive between $25,000 - $100,000 normally. Established businesses with revenues of $1,000,000 up to $10,000,000 can expect between $100,000 - $500,000 with no collateral if they qualify with their financials and credit. These are A-Paper products so the rates are very good. They range anywhere from 0% introductory offers on all our business credit card solutions to  1-5% over prime for the larger lines of credit. We don't offer "subprime" Unsecured lines so you'll either get the good rates or you will not be approved.

We offer a No-Obligation Pre-Qualification that takes 10 minutes to complete and only requires a credit-check that costs less than $45.Feel free to speak to one of our representatives on obtaining an unsecured line of credit.

Merchant Cash Advance

We can provide your business with a merchant cash advance against its merchant account of up to $200,000 per business location. An alternative to a small business loan, these funds against all future credit card sales (Visa, MasterCard, American Express, Discover, etc.) are typically available within 7 days or less. Use the money how ever you see fit: inventory, expansion, advertising and more.

Benefits include:

  • No Application Fee
  • No Closing Costs
  • No Fixed Payments
  • No Equity Loss
  • Easy Payback

Serving Greensboro, Winston Salem & High Point, North Carolina. Since 1999

The Triad  # 1 Small Business & Church Lending Resource    

855-768-0933     336-768-0936

3516 Vest Mill Rd Winston Salem NC 27103

services@firstmerchantsfinancialservices.com